You record your desired budget for each category in the "Budget" column. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses.
#Household budget forms free printable how to
You may also want to read the article " How to Budget". Our article " How to Make a Budget" explains how to use these spreadsheets to create your budget. You'll want to replace the values in the Home Expenses category with your own. To use this template, fill in the cells highlighted with a light-blue background (the "Budget" and "Actual" columns).
I take it a little further and transfer that information into my bill and payment checklist (pictured above with the free bill and payment organizer) in my Everyday Budget + Bill Paying Kit.42 Effective Ways to Save Money Budgeting Tips for the New Year Using the Household Budget Worksheet Now you have all your bills and their due dates in one place for easy reference! Once you’ve completed that you can put it in a binder, on a clipboard near your bill paying area, or put it on a file folder and put your monthly bills in that folder. Write the date that it’s due in the ‘due’ box.Write down your bills and payments in day order in the second section.
Next to the bill, write a number for the date that the bill is typically due.Write down ALL outgoing bills and payments in the top section – this is like a brainstorming session for your finances.So here’s how I use this Bill + Payment Organizer: We pay bills online through our bank, so I can see there that a payment was made and cleared, but I can also see it on my paper checklist.I use Outright/GoDaddy Bookkeeping for all business information, tracking, and what goes to the CPA.I love paper and would rather have those things easily accessible in case something were to happen to the computer or technology we’re using.No trying to see those itty bitty numbers on a phone or computer.All the information is in front of me – I am tracking the things that are important to us (like debt reduction, loans, etc.) and we can both see it at a glance.
on paper and it’s so great to be able to just grab my notebook and produce the information.
#Household budget forms free printable software
If you’re wondering why I’m not using an app or the computer or some fancy tracking software, ask I will just say that I’ve tried that and I use software for numbers that go to the CPA, but for daily/weekly/monthly money tracking, THIS is the only way that works for me and my husband. I’ll be able to use it as a reference down the road and it’s much cuter than scratching some thoughts down on paper. Usually I just jot everything down on a piece of notebook paper but this year I decided to put it down on paper and add it to the budget section of my homekeeping binder. This is how I always start when I’m putting together my bill and payment checklist for the new year. Today I’m sharing a free printable for a Bill + Payment Organizer that I hope will encourage you if you’re feeling like you need to see those bills on paper too. Money is a subject that no one really wants to talk about, but everyone deals with in some way. NovemFREE Printable – Bill and Payment Organizer
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